What We Do

Virginia Title & Settlement Services

Virginia real estate settlement services for home buyers and sellers — purchase, seller, refinance, and cash closings, title search and examination, title insurance, and settlement and escrow coordination — working alongside your real estate agent and lender. Locust Grove Title serves residential closings throughout Virginia, backed by decades of institutional title knowledge and personal service.

Based in Orange County and known locally as your Title Company in Locust Grove, VA.

Settlement brings a Virginia real estate transaction together. Depending on the transaction, we coordinate the title search and examination and work to resolve title issues, communicate with the agents, lender, and other parties, obtain payoff, tax, and other figures to prepare the settlement statement, conduct the signing, and coordinate funding, disbursement, and recording. We don't provide legal advice. Information for buyers, sellers, and real estate agents. See purchase closings, learn about title insurance in Virginia, or order title to get started.

Purchase Closings

Residential purchase settlements for Virginia buyers, sellers, and Realtors — from ratified contract to recorded deed.

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Refinance Closings

Fast, lender-coordinated refinance settlements for Virginia homeowners — rate-and-term, cash-out, and HELOC closings.

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Cash Closings

Streamlined cash purchase settlements in Virginia — no lender, no delays, full title protection.

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Land Transactions

Vacant land, farm, timber, and acreage closings across Virginia — title work that goes beyond a standard residential search.

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New Construction Closings

Builder transactions, spec and custom homes, lot purchases, and construction-to-permanent loan settlements across Virginia.

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Title Insurance

Owner's and lender's title insurance underwritten by Fidelity National and Stewart Title — a one-time premium that helps protect against covered title issues.

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Secure Wire Protection

Closinglock-powered wire instructions, identity verification, and secure document delivery to protect every closing from wire fraud.

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Commercial Closings

Commercial real estate settlements across Virginia — storefronts, multi-unit, office, industrial, and investment property.

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1031 Exchange Support

Closing-side coordination for 1031 like-kind exchanges across Virginia — we work directly with your qualified intermediary.

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Investor Closings

Fast, repeatable closings for Virginia real estate investors — rentals, flips, wholesales, and double closings.

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Estate & Heir Property Closings

Estate, probate, and heir property real estate closings in Virginia — clearing title when ownership has passed through a will or intestacy.

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For Title Companies, Attorneys & Lenders

Virginia Title Production Services

Outsourced Virginia title commitments, examinations, curative, and policy preparation for title companies, attorneys, lenders, and settlement professionals statewide.

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How a closing works

Four steps from ratified contract to recorded deed. We'll keep you informed at each one.

01

Order title

Send your contract or refinance package. Our team reviews the details, opens the file, and introduces your closing contacts.

02

Title search

We pull the chain of title at the county courthouse and review recorded deeds, liens, and encumbrances affecting the property.

03

Prepare to close

We work to resolve title issues, prepare settlement documents, and coordinate with your lender, agent, and any attorney involved.

04

Close & record

Sign at our office, mobile, or remote. We coordinate funding, disbursement, and recording, then deliver your title policy.

Ready to open a file?

Send your ratified contract or refinance package and our team will review it and follow up with next steps. Not sure where to start? Call us — we'll walk you through it.