About Us
Raised Right Here in Virginia
Locust Grove Title and Settlements, LLC is based in Locust Grove, Orange County, and handles residential closings for buyers, sellers, and their real estate agents throughout Virginia.
Our Story
If you're planning to refinance, buy, or sell your home, choosing the right title company matters. You want one with experience, reliability, and you as the customer in mind. That's what we set out to be when we opened our doors in Locust Grove.
Jamie King has been serving Virginia real estate transactions since 2000, and brings that experience to every file our office handles.
We're a local company with local values. We believe in quality, not quantity — and we know that this process can sometimes feel stressful and bring a lot of questions. That's okay. We're here to help, and we'll take the time to walk you through it.
At Locust Grove Title and Settlements, LLC our priority is you, because you have enough to worry about. The next time you're closing on a home — or helping a friend find a title company — we hope you'll choose us.
Locust Grove, VA
Headquartered
Local & Personal
Approach
Quality > Quantity
Philosophy
You
Priority
The Way We Do Business
Old-fashioned values, practiced every single day.
Do Right by Folks
We believe in straight talk and honest dealing. No hidden fees, no confusing jargon, no surprises — just the facts, plain and simple, the way neighbors ought to share them.
Take Pride in the Work
Every title search, every document, every closing gets our full attention. We check twice because your family's future deserves nothing less.
Treat You Like Family
We don't just close files — we build relationships with the buyers, sellers, and agents we work with, and we plan to be here for the long haul, right alongside you.
Underwriters & Trusted Partners
We work with reputable national title insurance underwriters and a network of trusted local professionals. These relationships support the title insurance and closing coordination we provide to our clients.
Title Insurance Underwriter
Fidelity National Title
Fidelity National Title Insurance Company
A nationally recognized title insurance underwriter.
Title Insurance Underwriter
Stewart Title
Stewart Title Guaranty Company
A nationally recognized title insurance underwriter.
Independent Legal Resources
When a transaction needs legal guidance, independent legal resources are available. Legal advice and representation are provided by independent attorneys, not by Locust Grove Title and Settlements, LLC.
Trust & Transparency
Licenses & Credentials
We're licensed, insured, and accountable. Here's exactly who you're trusting with your closing.
Settlement Agent Registration
Virginia State Corporation Commission · Bureau of Insurance
Registered Real Estate Settlement Agent (RESA) under the Consumer Real Estate Settlement Protection Act. Authorized to conduct residential and commercial settlements throughout the Commonwealth of Virginia.
Title Insurance Agent
Licensed in Virginia
Licensed title insurance agent appointed by Fidelity National Title Insurance Company and Stewart Title Guaranty Company, two of the largest and most financially secure underwriters in the nation.
Professional Membership
Virginia Land Title Association (VLTA)
Active member of the Virginia Land Title Association, the statewide organization that sets best practices, advances continuing education, and advocates for sound title and settlement standards.
Errors & Omissions Insurance
Professional Liability Coverage
We carry Errors & Omissions (E&O) professional liability insurance well in excess of state minimums, in addition to a Surety Bond as required for licensed Virginia settlement agents.
Escrow Protection
Segregated Escrow / Trust Accounts
Client escrow funds are held in segregated escrow / trust accounts at a federally insured Virginia bank, subject to regular reconciliation procedures aligned with ALTA Best Practices.
ALTA Best Practices Framework
Aligned with American Land Title Association standards
Our policies and procedures follow the seven pillars of the ALTA Best Practices Framework — licensing, escrow controls, privacy and information security, settlement processes, policy production and remittance, professional liability coverage, and consumer complaint procedures.
License numbers, certificates of insurance, and proof of bonding are available on request — just contact our office.
We'd Love to Meet You
Whether you're buying your first place or your fiftieth, pull up a chair and let's talk it through.
Say Hello